We may offer mortgage broker services Australia wide
but Melbourne is our head office
call 1300 852 900
or 03 9021 0984
Melbourne is busy, busy, busy and the property market showing only a few signs of slowing. The tightening by regulators of the investor market is tipped to create major issues especially with off-the-plan purchasers relying on limited deposit and quick capital growth. These same is true for anyone who enters into a contract of sale without making absolutely certain that they are not a casualty of the regulatory changes. If you spoke to your broker or lender 6 months ago then you need to speak again especially if you are an investor.
The clamp down for investors means that for home buyers looking for a new place to live there are some really good offers available with competition hot to get your business.
With all hustle and bustle surely you have better things to do than to waste time on appointments or meetings that just don’t need to happen.We can start processing your home loan application in minutes, it doesn’t matter if you are in Elwood or Altona, Cranbourne to Geelong or anywhere in Victoria for that matter. Peach Home Loans started in Melbourne and now has over 15 years experience as a mortgage broker in Melbourne. With over 20 lenders and hundreds of home loan options for you to choose from why not call us now.
With auction pricing easily out performing private sales it is easy to see why it is so popular with vendors. Of course buyers should be very wary of this as anything that is good for vendors must by definition be bad for buyers. It is absolutely vital that you have your finances securely in place and realise that with many lenders an ‘approval in principal’ is not worth the paper it is not written on.
However with near record low fixed rates now may be a perfect time to try and re-balance some of your gearing and secure good low rates for at least 3 years. After all you remember that fixed and variable rate home loans only 3 years ago were over 7 per cent so now is a good time to think about a fixed rates home loan. But an even better option for some people is to think about splitting your home loan into part fixed rate and part variable rate. But fixed rate home loans come with restrictions that may be true for most lenders but we have Heritage who simply allows unlimited repayments and redraws or what about 100% offset in the case of Adelaide and Teachers Mutual at very attractive interest rates.
If you are considering a mortgage broker in Melbourne, even if you think you have made up your mind, why not let us analyse your options, at the moment there is some real competition for your business so why not check with us to see how much better you could be doing. There is no cost and no obligation.
Email: firstname.lastname@example.org or call 1300 852 900 or 03 9021 0984 if you have any questions about dealing with one of the best mortgage brokers in Melbourne.