Fast, professional service and we share our commission with you

It doesn’t matter if you are in Brisbane Brisbane_river2CBD, Bray Park, the Sunny Coast, Ipswich or the Gold Coast or anywhere in south east Queensland for that matter. We have over 20 lenders  to choose from and we can have your home loan application in progress today.  What’s more since the lenders pay us a commission  our service is not only free to you but  we share that commission back with you.

The property price boom in Sydney and Melbourne is forcing investors to now look  for greener pastures and Brisbane’s rental yields are one of the best of all the capitals. Property values in Brisbane are estimated to rise by 15% to 17% over the next 3 years. The latest figures show Brisbane median house value is $527,000 with around 6.0% annual growth rate expected (RP Data). However property research expert Louis Christopher warns investors to be very wary of Gold Coast off the plan investments and of a possible over supply in the market as investors vie to move slow growth stock that they have held through the slump.

Property within 10 kms of the CBD – although maybe not the inner city – is looking very attractive for investors with excellent returns. Not surprisingly the fall in values over past years especially in southern suburbs really pushes rental yields up to near the best available in Australia so the Logan area could see some serious investor activity. On the north west side Kelvin Grove, Newmarket to Everton Park is tipped to take off while first home buyers are forced a bit further  with significant new developments in Warner and Bray Park. Basically anywhere within a few kms of the railway will be heating up.

Let us look into your options, there is some real competition for your business and as your mortgage broker we make it our job to find the best fit for you.

Warning on house  land developers

Due to Gov’t incentives many first home and Mum & Dad buyers are considering house & land deals being offered widely.  We urge caution with this as the prices have taken the State Gov’t incentives into account and so the prices may be inflated.  This can be very important when the valuer looks at the proposal and doesn’t agree that the price you are paying is what the market thinks.  This has become quiet and issue especially if your dream home has a lot of add-ons such as solar or swimming pool.  Another issue is delayed land release – we have countless loan approvals expiring or at risk of expiring due to delayed land title registration.   Get advice from a good broker so that you understand the risks… we don’t have any association with property developers or estate agents.

 

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