This clever home loan mortgage calculator allows you to compare one lender’s offering against another – or two loans from the same lender.

It is very important that you obtain all the information on fees and charges from a lender before comparing.  Just because a lender advertises “no application fee” or “application fee waived”  does not mean there are no fees.  It is not unusual for these lenders to charge valuation fees, settlement fees and legal fees but it can be difficult to dig that detail out of their carefully constructed web sites.  These fees can easily add up to $600 or more – where as lenders who are upfront about their establishment costs normally include the above additional charges into their one establishment fee.  So do your homework …

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