professional, personal service with a difference
and we pass the savings on to you
As your mortgage broker we match your needs to one of around two hundred home loans from over twenty lenders. These include small member owned mutual banks, regional banks right up to the big banks. From the simplest ‘no frills’ first home buyers home loan, flexible home loans for upgraders or downsizers to full featured professional’s finance packages. We also pioneered using the internet and technology instead of wasted time and delays on appointments – and the money we save we share with you.
If you want a better deal call us now 1300 852 900
There is a good reason why people are turning to mortgage brokers
We will work in your best interest to find the best home loan for your needs. from our extensive panel of lenders.
Man of Australia’s largest mortgage broker brands are owned by big banks. Peach however has no ties to any lender, we are completely independently owned.
Our staff are paid a flat hourly rate – so there is no commission and no incentive to suggest one product over another.
If you read the press you may think that all interest rates have increased – that is not correct. We still have record low variable rates for owner occupiers and good investment interest rates and these are from great banks such as Heritage, ING or ME Bank who are still offering very good loans at attractive interest rates that are much lower that the Big Four. We also have great fixed rates available some with 100% offset accounts and even free rate locks. However it is very important that you make an informed decision, particularly if you are thinking about fixed interest rates.
What can you expect from a mortgage broker
Apart from honesty, integrity and experience you want a person who knows how to listen to you. We will:
- talk to you and find out what you want and what you need
- we analyse your options, comparing many loans and lenders to provide you with all of the information that you need to make an informed decision
- we then prepare and lodge your home loan application
- we badger the lenders to make things happen on time
- when your new home loan settles, we pay you a cash refund from our commission, too good to be true? see here how we do it
When you contact Peach you will be talking to an experienced fully accredited MFAA approved mortgage broker. Following this chat we will provide you with detailed email information including full disclosure of the lender’s mortgage products, interest rates, commission and fees. With our unique dollar for dollar cost comparison report in order for you to make a fully informed decision and once again we provide all of this without any commitment from you.
A small team means that everyone is involved and informed on the progress of your application. No call centre – you deal with real people on an individual basis.
Our business is built on our existing clients and they are our best advertisement see our testimonials – you will receive personal, individual service.
Many of our clients have been with us for well over 15 years. They get regular mortgage check ups or top ups. We have clients who have referred their kids, we have first home buyers and we have clients with 20 or more investment properties – we must be doing something right.
Mortgage Broker Licensing and Accreditation
Peach is registered Australian Credit Licence 385657 , our brokers are MFAA Approved Mortgage Brokers and members of the Credit Industry Ombudsman. Although the lenders pay us a commission to arrange your home loan we act primarily in your interest, trying to find the best home loan to fit your needs from all of the products available from our extensive panel of lenders. Our brokers are not paid commissions they are paid a flat hourly rate plus performance bonuses only when you the client say thanks for a job well done.
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