Know what you want and you want it now!
We prefer to offer you a full service however the Consumer Credit Act does allow us to provide a basically ‘no advice service’ for people who can demonstrate that they know what they want. If you are a first home buyer then this option is not for you.
If you are an experienced property buyer with a good and current understanding of the market and your needs then we can provide you what you want and pay you 70% of our upfront commission as a rebate. We can get started on an application immediately and be ready to submit as soon as you provide us what we need. Here is what we need you to provide us:
As soon as we receive these documents we will start the application process
We will then prepare an application and provide you with a detailed application summary and the required lenders signature pages. On receipt of these back from you we will press the submit button and your application will be underway.
What you must confirm – that you understand
This is not our standard brokerage service at your instruction we are submitting an application on your behalf using the information that you have provided. While we will conduct mandatory servicing and other tests to ensure that the application meets with the lenders requirements, we are not :
You will provide us with factual, full disclosure of all pertinant information. If you later withdraw the application or if you fail to disclose information and this results in an application rejection we will require you to pay us a fee of $300 for our services, plus out of pocket expenses eg: valuation costs. This fee will not be waived under any circumstances and full debt recovery procedures will commence after 30 days non-payment.
Commission Rebate 70% of Upfront
We will pay you 70% of the net upfront commission that we receive from the lender through our aggregation group ie: net of GST and any aggregation fees. This amount will be paid into your nominated account on receipt of the commission payment which normally occurs in the month following settlement.