It can be very useful to have an idea of what your borrowing power ( borrowing capacity ) is before you start looking around.  However understand that each lender has their own method of calculating this for example some lenders will accept 100% overtime others 50% and many accept none at all.  That is just one example so when it comes time to selecting the best lender for you it is vital that we use the lender’s specific calculator ( not the one on their web site but the one the assessors use ).

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