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Best Interest Rates and Special Offers

What's Hot
in home loans

8.75% 3 Years Fixed with Unlimited Repays

Heritage Building Society have come back onto our radar with a 3 year fixed rate at 8.75% - this loan allows unlimited principal reduction and redraw. Rate lock is available

12 Month Honeymoon 8.54% No Hangover

St George are offering a 12 month variable rate currently 8.54% that allows you to switch to their discounted professional Advantage Pack

RAMS Waive Apps and Vals

For June RAMS are waiving the application and valuation on deals over $150,000 saving you $645 With rates from 8.65% that's a good offer.

Is Equity Finance the Solution

Shared equity loans have received a lot of flack but in a stalled housing market, if you are suffering mortgage stress and you believe your only option is to sell - maybe it is time to consider Equity Finance Mortgage (EFM). Even as a short term measure say 2 to 3 years it can certainly reduce your monthly repayments.

Beware of Fixed Break Fees

With many analysts now predicting that we have reached the top of the rate cycle - it's time to take a breath before fixing for long periods. Break fees on fixed rate loans can be very substantial when rates are falling.