Using a mortgage broker

Sydney, Melbourne, Brisbane, Adelaide .... in fact all over Australia

Mortgage brokers are paid by commission for introducing, preparing and submitting your application to a lender. Does that mean you pay more ? Not at all! You should get exactly the same loan at the same rate as if you went directly to a bank. The difference is mortgage brokers like Peach can compare your requirements against the products from a variety of lenders. We don't claim to cover the entire market - nobody really can. After all, there are over 120 home loan lenders in Australia. However our panel includes some of Australia's largest banks, newest banks, smallest banks, building societies and specialist or non-conforming lenders - that's over 200 product variations.

Peach was founded in April 2000 giving us nearly six years of experience in meeting people's needs.   We find that no two borrowers are the same, so we pay particular attention to borrowers' needs.  In addition to giving you access to some of the best loans on the market and by keeping costs down with our unique structure, we can pay you a rebate and still provide great personal service.  Click here if you'd like to read a general introduction to the loan process. 

Like other brokers, we can usually arrange for a personal visit by an experienced application manager, depending on your location.  But unlike most other brokers our application managers work on contract and are paid a flat fee rather than a commission, no matter which product from our panel of lenders you choose. In addition to the  rebate that we pay you, Peach also pioneered 'virtual loan processing' using the internet, phone and fax to get your loan processed with fewer hassles:

• no sitting around waiting for appointments; 
• all important information is provided to you in writing;
• no sales pressure to make a decision.

Many busy professionals prefer this approach, and with many lenders your application is now lodged by us electronically and that means even fewer delays. We currently arrange loans for people from all over the world - and with most lenders we can do them for you. Click here to see what our clients have said about our virtual services.   If this idea appeals to you please let us know so that we can arrange a specialist virtual application manager for you.

If you require a personal visit then we have brokers in Melbourne, Sydney, Adelaide, Brisbane, Wollongong, Newcastle, Geelong, NSW central coast and north coast.

And we give you free tools like property investment software to assist your investment planning and our on-line directory for buying and selling real estate. 

There's more to Peach than meets the eye! 

We figure the best way of generating new customers is to get our existing customers to tell them how much value we added to their purchase.  We can help you in lots of ways in addition to organising your home loan and paying you a rebate.  

• Let us know if you need to make contact with other service professionals like real estate agents, buyers agents, conveyancers, solicitors or accountants.  We might be able to help you. 
• And we can put you in touch with a specialist vendor of very attractive Australian investment property - on a 'no obligation' basis. 
• Please let us know if you'll need to make any foreign exchange transactions.  Banks have been charging far too much for this service for far too long.  One of our business partners can meet your needs with better service and lower margins - a bit like us!.  

And here's an offer we don't think you'll find anywhere else.  If we qualify for any commission from anyone we introduce you to, we would rebate to you 50% of the commission we received up to an additional $1,000 if you're a client of ours - in addition to the payment of our rebate!

We offer personal service for first home buyers, finding a good home equity loan, refinancing owner occupied or investment properties in the Australian property market with home loan rates among the best in the market.

Though we're discount mortgage brokers, we pride ourselves on prompt first class personal service to overseas customers looking at buying a home in australia. As our testimonials confirm, we have exceeded the expectations of many of our clients and will endeavour to exceed yours. (Home buyers from outside Australia should see below for more information about non-resident investment details).

We have brokers in Melbourne, Sydney, Adelaide and Brisbane plus several regional locations. They are available to advise you on your situation whether you are considering a residential property and require a budget 'no-frills' loan or are expanding a commercial operation to Australia and are seeking a professional package.

We keep your hassles and our costs down.

Click here to go to our express inquiry form and we'll get on-line and personal. Wherever you are in the world, we'll be back to you within five working hours - or tell us when is most convenient for you.

If you don't want to give us some of the information we ask for - then don't! We'll respond within half a working day. (If we don't - or if you're unhappy in any other way - call me direct on +61 2 6626 6832). We're confident you'll appreciate the Peach service!