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8.75% 3 Years Fixed with Unlimited Repays
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Heritage Building Society have come back onto our radar with a 3 year fixed rate at 8.75% - this loan allows unlimited principal reduction and redraw. Rate lock is available
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12 Month Honeymoon 8.54% No Hangover
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St George are offering a 12 month variable rate currently 8.54% that allows you to switch to their discounted professional Advantage Pack
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RAMS Waive Apps and Vals
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For June RAMS are waiving the application and valuation on deals over $150,000 saving you $645 With rates from 8.65% that's a good offer.
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Is Equity Finance the Solution
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Shared equity loans have received a lot of flack but in a stalled housing market, if you are suffering mortgage stress and you believe your only option is to sell - maybe it is time to consider Equity Finance Mortgage (EFM). Even as a short term measure say 2 to 3 years it can certainly reduce your monthly repayments.
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Beware of Fixed Break Fees
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With many analysts now predicting that we have reached the top of the rate cycle - it's time to take a breath before fixing for long periods. Break fees on fixed rate loans can be very substantial when rates are falling.
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