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Home Loans and Mortgage Broker

Professional mortgage broker
with commission rebates

Call now for free, confidential advice on
1300 137 586

free home buyers guide

mortgage broker for first home owners grant

Peach Home Loans is one of the most experienced and innovative mortgage brokers in Australia. Peach has been operating since 2000 when we pioneered mortgage commission rebates and virtual loan processing saving you time and money on your new home loan or mortgage refinancing needs.

Why use a mortgage broker

Peach is registered with ASIC for an Australian Credit Licence and we are an MFAA Approved Mortgage Broker and members of the Credit Ombudsman Service. Although the lenders pay us a commission as your mortgage broker we act primarily in your interest, trying to find the best home loan to fit your needs from all of the products available from our extensive panel of lenders. Our brokers are not paid commissions they are paid a flat hourly rate plus performance bonuses for when you the client say it was a job well done.

Don't wait for an appointment, contact us now.

For the cost of a local ring 1300 137 586 or from overseas (or VoIP) call 61 2 6626 6832 if you use Skype contact andrew.peaches or fill in our simple inquiry form on this page.

We give you free professional service and advice anywhere in Australia or around the world. We don't use a call centre, when you call us you will be speaking directly to an experienced, MFAA approved mortgage broker. We will help you select the best home loan option for your needs from a range of hundreds of home loan products. After discussing your home loan and financial needs and requirements we will provide you with all the mortgage product information you need, in writing detailing a range of home loan options across several lenders. We will be completely upfront telling you who the lenders are, what their loan interest rates are, their mortgage fees and charges. We have arranged home loans for our clients all over Australia and in fact for Aussie expats living all over the world. Why wait for an interview when you can start the ball rolling for your next home loan right now with a phone call or our quick online inquiry. We are also happy to discuss your options by email or skype - (see contact details).

While we can offer you the major banks they aren't the only place to find a good home loan. There are other safe alternative home loan lenders available to you such as ING, HomeLoans, The Rock Building Society and AMP and many more all offering good home loan alternatives and good service.

Whether you are a first time home buyer, buying a new home, renovating your current home, or looking for an investment loan or if you want to do a mortgage refinance Peach should be your mortgage broker. Peach Home Loans, the pioneer of mortgage rebates has a wide range of banks, building societies and specialist lenders and a wide selection of home loan products available allowing you to compare mortgage rates and features.

We have a range of

home loan calculator

We know how intimidating getting a home loan can be and there are many traps, fees, charges - the real costs for your home loan - you maybe haven't even considered. As our testimonials confirm, every mortgage broker at Peach Home Loans is trained to make your new home loan, investment loan or refinance as painless as possible. It can be very confusing with fixed interest rates or variable rates - honeymoon deals or introductory rates - line of credit or home equity loans - redraw or offset account - low docs or no doc loans and that's why you need a good mortgage broker. We also have regular newsletters providing a wealth of information.

Then we go one better! We keep your hassles and our costs down (click here to see how). And for every dollar we save in our overheads we can afford to pass it to you as a refund. We pay you ** generous cash back rebates for most home loans from $150,000. You get the same home loan you could get from another mortgage broker - with cash refund in your pocket!

Go to our secure inquiry form or pick up the phone and call us now on 1300 137 586.

Dr Peach founder of peach home loans

 


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MORTGAGE NEWS DIGEST Subscribe to this news

ING Fixed 7.09%
05/08/2010 
Fixed rates continue to fall with ING announcing 7.09% fixed for two or three years. This is well below the major bank's standard variable with Westpac at 7.51% - with the majors threatening to go it alone with more increases outside the RBA cash rate - a fixed rate is becoming very attractive.
RBA Holds Rates
03/08/2010 
As expected the RBA today announced that the cash rate would remain at 4.50 per cent. The announcement mentions indications that growth in China is moderating while the USA is "somewhat lacklustre". With Australia's underlying inflation at 2.75 per cent there is no pressure for change. Great news for borrowers.
Fixed Rate Loan with 100% Offset
09/07/2010 
Or how about a fixed rate line of credit, unheard of but true. Added to that the new rates being offered by The Rock Building Society are very competitive with 7.19% for 3 years or 7.59% for 5 years. Why not call us now about becoming a Rock Star.
ASIC to target exit fees
28/06/2010 
Following on the government's review of bank fees as of July 1st ASIC is empowered to clamp down on lender's unfair exit fees including the now common deferred establishment fee which applies usually within the first 3 to 5 years. However with the reduced competition in the Australian market lenders will probably revert to higher up front fees, fees that are often waived for larger borrowers.
Sydney and Melbourne Top Unaffordable List
07/06/2010 
Accordings to the Demographia latest report Sydney and Melbourne are the leats affordable cities in the world behind only Vancouver. Even Adelaide is less affordable than London or New York. Demographia blames the result on prescriptive land use regulation limiting release of affordable land for building. More than fifty percent of median income households need to pay more than fifty percent of their income to service a median priced house in Sydney or Melbourne.
RBA holds rates steady
01/06/2010 
The Reserve Bank today decided to hold the cash rate at 4.5 per cent.  The RBA are concerned about Europe despite concerns that inflation is at the upper end of the target zone. 
Independence of Advisors
25/05/2010 
Latest Roy Morgan Research report shows that there is confusion over not only the independence of financial advisors but the undelying ownership of the company providing the advice.   This has ramifications for the mortgage industry with banks becoming involved in ownership of broker groups
A home loan in perpetuity
24/05/2010 
ING are soon to release an interest only home loan with no term ie: a perpetual loan. In an effort to address the affordability issue the loan which unlike a line of credit has no review period.  The concept has been in Europe for several years and as long as the rates and fees are competitive this could be very attractive to many first and repeat home buyers.


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